Deposit stablecoins into vaults backed by independently verified real-world collateral. Earn non-reflexive yield from actual lending activity — not token emissions.
How it works
Three steps. No middlemen. Every collateral asset independently verified and continuously monitored.
Connect your wallet and deposit USDC or USDT into a Rekord vault. Your capital enters a diversified lending pool backed by real collateral.
Every borrower's collateral is independently verified and continuously monitored. Cryptographic proofs seal the data on-chain so nothing can be altered.
Yield is generated from verified real-world lending activity — not token emissions. Returns reflect actual interest paid by borrowers on tangible assets.
Risk intelligence
Every deal in a Rekord vault is scored, tracked, and re-verified in real time. Collateral values, borrower health metrics, and market conditions feed into a proprietary risk engine that flags exposure before it becomes a problem.
7
Deal Types
38
Active Deals
24/7
Monitoring
Real-Time
Scoring
Performance
Monitor vault-level and deal-level APR in real time. Performance charts break down yield by source, show historical trends, and let you compare across deal types and time windows.
Why Rekord
Most RWA vaults offer stronger returns than DeFi by lending to real-world borrowers, but ask you to trust fund reports and quarterly audits. Rekord Vaults bring the same quality of returns with continuous on-chain verification.
DeFi Vaults
Fully transparent, but returns are driven by on-chain liquidity cycles and algorithmic incentives — the same counterparties, the same capital recycled. Returns compress as TVL grows.
Traditional RWA
Lending to real-world borrowers generates returns tied to genuine economic activity. But most RWA products ask depositors to trust quarterly PDFs and third-party audits, with no independent verification.
Rekord Vaults
Finance real-world borrowers, generating returns from genuine lending activity, with every collateral position cryptographically sealed and independently verifiable at any time. No trade-off required.
What you back
Rekord vaults deploy capital across multiple asset classes — each independently verified and continuously monitored.
CREDIT
Revenue-based and asset-backed lending facilities for established businesses with verified cash flows and collateral coverage.
M&A
Bridge and acquisition financing secured against verified enterprise assets, contracts, and post-merger synergies.
LUXURY
High-value collateral including fine art, rare timepieces, classic automobiles, and gemstones — each independently appraised and insured.
Verification
A continuous, cryptographic verification pipeline ensures every dollar deployed is backed by real, monitored collateral.
Borrower financial and collateral data is cryptographically sealed at source
Zero-knowledge proofs verify collateral value and borrower eligibility
Automated re-verification runs on every collateral asset, every cycle
Only deals that pass verification receive capital from the vault
Portfolio view
See exactly where your deposits are allocated, how each deal performs, and what collateral secures every position.
For digital asset holders
If you hold staked, vesting, LP, or treasury-locked digital assets, Rekord lets you unlock liquidity against those positions through verified lending partners — without unwinding your positions.
No position unwinding required
Your staked rewards keep accumulating. Your vesting schedule stays intact. Rekord activates the value you already hold.
Continuously verified state
Rekord seals the state of your pledged assets continuously, giving lending partners proof of collateral health at every moment.
Wide collateral acceptance
stETH, wBTC, LP tokens, vesting schedules, and DAO treasury holdings are all accepted through Rekord's lending partner network.
stETH
Lido Staked ETH
$3,820
3.2%
$31.2B
wBTC
Wrapped Bitcoin
$96,450
—
$18.9B
LP
LP Tokens
Variable
4-18%
—
cbETH
Coinbase Staked ETH
$3,795
2.9%
$3.8B
rETH
Rocket Pool ETH
$3,840
3.1%
$4.1B
USDC
USD Coin
$1.00
—
$52.4B
USDT
Tether USD
$1.00
—
$112B
DAI
Dai Stablecoin
$1.00
—
$5.3B
Join the waitlist for early access to Rekord Vaults, or apply to become a verified lending partner.
